EasyCredit

This online website privacy policy describes how Genesis FS Card Services, Inc. (“we”, “us,” “our,” or “Genesis”), may collect, use and share information gathered in connection with your use of this Site (the “Site”). Your use of this Site may include, but is not limited to, an application for credit from third parties using this Site, and/or other submission of information that you provide when you use this Site. This notice is separate from our Privacy Policy and the online Privacy Notice of The Bank of Missouri, the issuer of the account for which you apply via this website or another website. For The Bank of Missouri’s Privacy Policy, click here.

Online Tracking of Your Use of Website and Information We Collect
So that we may better serve your needs, we and our third-party providers (when applicable) monitor your use of our website(s) and those of our third-party providers (when applicable). In using such website(s), you acknowledge that we do not filter traffic to block monitoring of your use in response to do-not-track signals or mechanisms external to our systems.

Genesis collects two types of online information: Non-Personal Information and Personal Information.

Non-Personal Information:When you visit our website, we collect the IP address of the device you use to connect to the Internet. In addition, we collect other information, such as the type of browser you are using, the type of operating system you have, and the website you may have come from and other information from your device settings. We may also collect navigational information, such as pages visited and time spent on a particular page.

When you browse our website or respond to one of our emails, Genesis may use cookies, pixel tags, Flash objects, web beacons, clear GIF’s or other technologies to collect information and store your online preferences. Cookies are widely used and most browsers are set up to accept them automatically. If you would prefer, you can choose to not accept cookies. If you prefer not to accept cookies, you can:

Change your browser settings to notify you when you receive a cookie, which lets you choose whether or not to accept it;
Set your browser to automatically not accept any cookies.
Personal Information:In addition to the information described above, we may also gather personal information that you provide to us, such as your name, address, phone number, email, social-security-number, and/or date-of-birth. For example, we collect personal information when you apply for a new product, program, or account through the Site. We may gather your product choice or other preferences and selections along with this personal information, and we may connect your personal information to the non-personal information that we also gathered.

If Genesis has other personal information about you, or information that is publicly available from other sources, we may use it in combination with the information we collect online.

The information collected through this Site is held by Genesis.

How Does Genesis Use the Information We Collect?
Genesis may use the information collected in connection with this Site in one or more of the following ways:

To recognize return visits to this Site or visits to any other website that Genesis or its affiliates or third-party providers (when applicable) owns or operates
To provide information, products, and services that you request
To facilitate credit card prequalification requests and/or credit card applications initiated through the Site
To improve your experience of the Site
To contact you regarding products and services that Genesis and/or third parties offer
To share your information with third parties that may contact you regarding offers of products and services
To share your information with third parties for data processing or other business in relation to services or information that you request
To share your information with third parties whose products and services you request
Genesis may provide your information to third parties (unaffiliated with Genesis), including but not limited to select third party marketers and vendors as well as third party contractors providing services to Genesis for the operation of the Site and its business, communication services, and fulfillment of orders.

Notice of Changes
From time to time, we may change this Online Website Privacy Policy. The effective date of this privacy policy, as stated below, indicates the last time this privacy policy was revised or materially changed. Your use of the Site following these changes means that you accept the revised privacy policy and practices described therein.